Image by: Hans
By James Reubin
Living within your means is one of the best pieces of financial advice ever, unfortunately I had to learn it the hard way. When I was still working in the corporate world, I used to earn good money, good enough to be able to buy myself cool things that I wanted to have like expensive watches, the hottest new cell phone and trendy clothes. I also made enough to afford the rent for a badass condo.
I was living comfortably until one day our company announced that our biggest client declared bankruptcy. As a result, the campaign I was in was dissolved and since most of us, including myself, were project-based, we all had to go. And just like that, I suddenly became a part of the country’s increasing unemployment rate.
It was one of the hardest points of my life, I had to give up a lot of things in order to bounce back and rebuild myself.
In line with what I’ve discovered along the way, I want to give you a list of the things that you need to eliminate from your life to prevent it from becoming overly complicated and maddening.
Bad Spending Habits
This is number one on my list because it’s hard to be in control ofyour life and focus on the important things that you need to do when you are distracted by debts and financial problems.
After I got laid off, I had to give up my apartment and borrow money from my friends because I didn’t have enough savings to cover for the months that I was jobless. Plus, I had to settle bill after bill until I maxed out my credit cards. It was a complete disaster. It took me almost 2 years before I finally got out of debt. Building up my savings account was another story.
Guys, the bottom line here is that it doesn’t mean that if you can afford it, you have to buy it. You have to think of preparing for unexpected events and save money for the future.
To help you establish your financial well-being and plan better for retirement, writer Eric McWhinnie suggests that you take a look at the 4 most important elements of your financial health in detail.
Emotionally Draining Relationships
Certain relationships can really consume your energy leaving you feeling drained, abused and stressed. So, what you can do is filter your environment or the people you hang out with; and just make space for those who inspire you, help you grow, and motivate you to become a better person.
And in case you are having a difficult distinguishing the genuine one from the phonies, check this out – “8 Signs of Fake Nice People You Need to Be Aware Of.”
Pay attention to all the crap you put in your body whenever you start putting away 6-packs of beer with your friends or pig out with that pint of chocolate praline and caramel ice cream or indulge yourself in that extra large meat lovers pizza on a Friday night.
There’s nothing wrong in loosening yourself up a little bit sometimes and having fun with your friends, but you have to make sure that you balance everything and not compromise your health.
And speaking of something healthy, did you know that ginger is loaded with nutrients and bioactive compounds that have incredible healing benefits for the body and for the brain?
So, give it a try to cleanse your body from waste and toxin build-up, balance your blood sugar level, and so much more.
Unpleasant Emotions & Memories
The only way you can enjoy the present and all the opportunities that come with it is to let go of the past and all of its bitter memories. I am not telling you to forget, no, because it is only by remembering that you can learn the lessons you need and become stronger. However, letting go is different.
It is about not choosing to dwell on negative feelings such as hatred, bitterness and sadness, and not allowing ugly thoughts to stay in your system; because the more you let all that stay inside your head and in your heart the more you get sick, the more you are paralyzing yourself and sabotaging your chance to improve the quality of your life and be happy.
In the piece “A Surprising Way to Let Go of Painful Feelings and the Past,” writer Maria Stenvinkel explains the importance of withdrawing your attention from unpleasant emotions and shifting your focus on what you desire.
In my opinion, no matter how frustrating your past experiences can be, it doesn’t make sense to let it run over and over again in your mind and let it control your present and your future. There’s nothing you can do about it. Time machines have not been invented yet and you can’t go back to undo the past.
Living on what could have been and your regrets, will only add to your frustrations. So, do yourself a favor. Give up this useless battle, invite in what you desire and don’t let the past steal your happiness.
Crap overload can really hold you back from becoming the best version of yourself. It is important to start clearing all of it away immediately, to make way for wonderful opportunities and new beginnings.